Thank you Richard for adding some valid points indeed.

Good points, Richard. We feel this a topic that requires constant updating with all the new ways scammers are using these days. Thank you.

The best advice, as pointed out, is to keep an eye on your credit file.

You mention CIFAS, but also worth pointing out that an individual can apply to have a ‘Protective Registration’ added to their credit file through the site mentioned – this essentially tells any company checking a credit file that extra care should be taken and extra checks should be done. It’sbasically a marker on a credit file (which doesn’t impact it negatively) that tells that company that the person has been a victim of fraud/identity theft. It costs £25 for 2 years.

Especially helpful, if lets say, you find bank cards being delivered to your home without applying for them, or letters from comoanies house stating you have set up a company – when you haven’t.

Great article though, covers the main points well.